Financial Opinion

Why does money feel easy for some people and impossible for others? To answer this question, let’s do something different today. Let’s talk about financial freedom in a way we are not used to. Because most of the time, when we read books about money, financial planning or financial freedom, the conversations usually focus on budgeting, cash flow, saving, investing, credit scores and all the technical concepts involved in personal finance. But one thing we do not talk about en

Why do so many people make decent money yet still feel financially trapped? There are many reasons why this happens. The one most often discussed today is the cost of living, which is undeniably at an all-time high. It is a complex issue influenced by factors such as inflation, rising interest rates, housing shortages, and much more. However, there is another major factor that does not receive enough attention: a lack of financial discipline. This lack of discipline usually c

Nothing is ever truly new under the sun. To a certain extent, every major event, new trend, or discovery is simply history repeating...

What comes first to your mind when you hear the words “financial planning”?  Perhaps this sounds like fancy language that refers to something only the top 1% has access to, or a concept you are familiar with but don’t care much for, or maybe it doesn’t mean anything to you at all. If you belong to any of these categories, you are not alone. In fact, according to a survey by Schwab, only 36% of Americans have a written financial plan. That’s not a lot, but it opens the door to

Financial freedom and stability are privileges that not everyone enjoys from birth, but nearly all aspire to achieve as they grow. And although attaining them is not rocket science, it is a task that demands both knowledge and discipline. Ultimately, it boils down to answering one simple question: How does one increase their net worth? No matter your starting point, whether in terms of financial situation or education, financial planning revolves around a single concept: incr