Aglaos is a flat-fee financial planning and education service built to help individuals make smart, confident money decisions. We guide you through budgeting, debt, retirement, taxes, and long-term planning; with clear education on how to approach investing and the tools to make informed choices. You pay a transparent flat fee, either one-time or ongoing, for financial planning.

In addition, Aglaos offers custom stock and fund analysis as a separate service. Whether or not you choose financial planning, you can request a one-time or recurring educational report on a company or fund whenever you want deeper insights.

As a member, you’re getting more than a financial plan; you’re gaining access to an ecosystem built for modern financial growth.

Every membership includes:

• Personalized financial planning sessions based on your life goals, not cookie-cutter templates

• Access to the latest planning technology, including secure digital tools to track your cash flow, debt progress, and savings goals

• Interactive financial dashboards where you can visualize your budget, net worth, and goals over time

• Quarterly progress reviews (for Gold and Diamond members) to keep you accountable and on track

• Direct communication access to your Aglaos consultant between sessions for questions and check-ins

• Educational content and resources, including guides, templates, and self-paced learning modules

• Secure client portal to upload documents, view plans, and track updates in one place

We’re not here to sell you products. We’re not here to impress you with jargon. And we’re definitely not here to make you feel behind or ashamed.

Unlike traditional financial advisors, we don’t charge commissions, take control of your money, or lock you into long-term contracts. All your progress is yours. We simply give you the clarity, tools, and education to make confident decisions.

Unlike self-help finance books or podcasts, we don’t just give you theory. We provide step-by-step planning and ongoing support in plain English.

Those resources, as good as they may be, can’t speak directly to your life. They are one-size-fits-all. Your life isn’t. You deserve guidance that fits your unique challenges, values, and goals. That’s what we do.

Aglaos is built for people like you, young or older, motivated, maybe overwhelmed, but ready to take control. We meet you where you are, offer flat-fee access to planning, provide investment education if you want it, and deliver custom analysis when you need deeper insights.

No intimidation. No fluff. Just real, judgment-free help.

Absolutely. Aglaos is built primarily to include people who are just starting out. If you're earning money, paying bills, or thinking about saving, that’s enough. Our goal is to help you build wealth from day one so you can peacefully enjoy the next stages of your life.

If you chose a subscription service, your first month is fully refundable because it is a month of discovery for you. You’ll get a kickoff session to talk about your situation, ask questions, and build a plan. You’ll walk away with clear action steps and full access to your advisor from day one.

We’re here to help you build real, long-term financial stability; not chase hype, tips, or get-rich-quick plays.

So, while we’re all about strategy, education, and clarity, here’s what we don’t do:

• ❌ We don’t advise on day trading, crypto speculation, or short-term bets

• ❌ We don’t guarantee returns or predict the market; anyone who promises you that is always lying to you

• ❌ We don’t manage your investments for you

• ❌ We don’t create “one-size-fits-all” financial plans, because you deserve better

• ❌ We don’t replace legal, insurance, or tax professionals (but we’ll help you understand what they do)

If you're looking for someone to tell you when to buy or sell a stock, or someone who promises to make you rich quickly, this probably isn’t the right fit.

But if you want help building a smart, sustainable financial life, we’re all in.

Just send us a message. Whether you want to learn more about us, explore our services, or start working together, there’s no pressure and no paperwork up front.

Your first contact can be a quick message, an email, or a virtual call; whatever’s most comfortable for you. We’ll take it from there.

It’s simple and built around your comfort.

1. You reach out. Just send us a message. Ask questions, tell us a bit about your situation, or just feel things out.

2. We connect. If you’re interested, we’ll schedule a free consultation. This is where you tell us where you're at, what you want help with, your goals, timeline, and anything else you feel like sharing.

3. You decide. If it feels like a fit, we move forward. You’ll sign a client agreement (required by law, but not a contract that locks you in). You’ll also get your legal documents: our brochure, code of ethics, and clear info on your rights.

4. We get to work. From there, we help you with any area you need: budgeting, investing education, debt, taxes, goals, all of it. You’ll have a clear plan, support, and a real person by your side.

5. You stay in control. At any point, you can upgrade, downgrade, pause, or cancel your plan, no penalties, no fine print. We’ll adjust to whatever you need.

We’re here to help people move forward honestly, legally, and with purpose. If that’s your mindset, we’ll meet you where you are. But we do draw clear boundaries.

We do not work with individuals who:

Engage in illegal or unethical activities

• Are involved in money laundering, fraud, or criminal financial activity

• Intend to use our services to hide income, evade taxes, or mislead regulators

• Are under active investigation or litigation related to financial misconduct

• Request advice that would violate ethical or legal standards

Are looking for hype or shortcuts

• Want day trading advice, “meme stock” signals, or crypto speculation

• Expect us to give hot picks or tell them when to buy/sell

• Believe there’s a shortcut to wealth that doesn’t involve clarity and discipline

Aren't ready to engage or collaborate

• Are unwilling to fill out onboarding forms, join sessions, or respond to outreach

• Show repeated disrespect for time, boundaries, or communication norms

• Expect “done-for-you” financial results without any input or involvement

Have misleading or dishonest intentions

• Lie about their financial situation or legal status to manipulate planning

• Conceal business activities or outside interests that pose a conflict

• Misuse our brand, resources, or advice in ways that violate our values

Don't align with our values

• Discriminate, harass, or create hostile interactions

• Push political, religious, or ideological agendas onto the advisor or other clients

• Seek to exploit our mission of accessibility and flexibility for personal gain

Bottom Line

If you’re honest, open, and trying to do better. we’ll go all in with you. But if your actions violate trust, law, or decency, we will decline or discontinue the relationship without hesitation.